Personal Loans
Quick access to funds for personal needs
Our personal loans are designed to help you meet immediate financial needs, whether it's for medical expenses, education, home improvements, or other personal emergencies.
Key Features
- No collateral required for loans up to UGX 5M
- Flexible repayment terms
- Quick approval process
- Competitive interest rates
- No hidden fees
- Early repayment options
Eligibility Criteria
- Ugandan citizen aged 21-65 years
- Regular monthly income (employed or self-employed)
- Valid national ID
- Bank statements for last 3 months
- Proof of income (salary slip or business records)
Required Documents
- National ID (copy)
- Passport photos (2)
- Bank statements (3 months)
- Salary slip or income proof
- Utility bill (proof of residence)
- Employment letter (if employed)
SME Loans
Fuel your business growth
Designed specifically for small and medium enterprises, our business loans provide the capital you need to expand operations, purchase inventory, or invest in new opportunities.
Key Features
- Tailored for SMEs
- Flexible collateral options
- Business advisory support
- Seasonal payment options
- Working capital solutions
- Equipment financing available
Eligibility Criteria
- Registered business in Uganda
- Business operational for at least 12 months
- Valid business license
- Business bank account
- Satisfactory credit history
Required Documents
- Business registration certificate
- Business license
- Tax identification number (TIN)
- Business bank statements (6 months)
- Financial statements (audited if available)
- Business plan or proposal
- Collateral documents (if applicable)
Asset Financing
Finance vehicles, equipment, and property
Our asset financing solutions help you acquire vehicles, machinery, equipment, or property for personal or business use with the asset serving as collateral.
Key Features
- Up to 90% financing of asset value
- Competitive interest rates
- Flexible repayment terms
- Quick asset valuation
- Insurance facilitation
- Balloon payment options
Eligibility Criteria
- Ugandan citizen or registered business
- Stable income source
- Good credit history
- Asset must be less than 10 years old
- Comprehensive insurance required
Required Documents
- National ID or business registration
- Income proof (3 months)
- Asset quotation or valuation
- Insurance quotation
- Bank statements (3 months)
- Asset inspection report
Salary Advance
Quick cash advances against your salary
Get instant access to your future salary with our salary advance product. Perfect for urgent expenses that can't wait until payday.
Key Features
- Same-day approval
- No collateral required
- Automatic salary deduction
- Low processing fees
- Instant mobile money disbursement
- Renewable facility
Eligibility Criteria
- Permanent employee with recognized employer
- Minimum 6 months employment
- Salary processed through bank
- Monthly salary above UGX 500,000
- Employer partnership agreement
Required Documents
- National ID (copy)
- Employment letter
- Recent salary slips (3 months)
- Bank statements (3 months)
- Employer consent letter